The Best Dave Ramsey Budget Quotes That Will Make You Rethink Money

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Welcome to our Dave Ramsey Budget Quotes collection.

It was our search for knowledge on how to build a budget and pay off our debt that allowed us to find Dave Ramsey.  It was through his words, his inspirational sayings, that we found the needed courage to pay our debt off fast.

We bring this collection of quotes about budgeting, need, want, family, and wealth building to help you through the moments of doubt.  The moments when you question your “why” and need some encouragement.

Like all of our quote collections, we have put together some great opportunities for you to share your favorite quote on Pinterest, Facebook, Twitter, Instagram, or whatever communication platform you prefer!

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Who is Dave Ramsey?

Dave Ramsey is an individual who took the hardest financial time in his life and decided to take make changes that would prevent him from ever landing in that situation again.  The situation is bankruptcy.

It was his bankruptcy that spurred his business of helping others manage their money.

In the book The Total Money Makeover, Dave Ramsey tells his story of mismanaging his finances and the changes he had to make in order to make sure he never found himself in that same situation again.

It was these lessons learned, that he decided to teach others through his own experiences.  So with a matter of fact, common sense approach, Dave took to the airwaves in the 90s and started teaching listeners how to avoid the mistakes he made with money while providing hope to those that found themselves in financial situations that appeared to be hopeless.

With his no-nonsense approach, Dave has coached countless individuals to get their finances in order.  It is his message promoting countless opportunities for change that inspires so many to get their finances in order and change their legacy.

For more great quotes, check out Dave’s five New York Times best-selling books at your local library: Financial Peace, More Than Enough, The Total Money Makeover, EntreLeadership, and Smart Money Smart Kids.  (Check out Amazon’s current prices if a library is not in your area!)

No-Nonsense Dave Ramsey Inspirational Quotes

Dave Ramsey Quote - 1

Teach your kids early on how to save up for purchases. If they learn how (and why) to save up for a Barbie today, they’ll know how (and why) to save up for a car or house tomorrow—with no debt. – Dave Ramsey

Dave Ramsey Quote - 2

Years ago, in a motivational seminar by the master, Zig Ziglar, I heard a story about how mediocrity will sneak up on you. The story goes that if you drop a frog into boiling water, he will sense the pain and immediately jump out. However, if you put a frog in room-temperature water, he will swim around happily, and as you gradually turn the water up to boiling, the frog will not sense the change. The frog is lured to his death by gradual change. We can lose our health, our fitness, and our wealth gradually, one day at a time. It might be a cliché, but that’s because it is true: The enemy of “the best” is not “the worst.” The enemy of “the best” is “just fine.” ― Dave Ramsey, The Total Money Makeover: Classic Edition: A Proven Plan for Financial

Winning with money…

Dave Ramsey Quote - 3

Winning at money is 80 percent behavior and 20 percent head knowledge. – Dave Ramsey

Dave Ramsey Quote - 4

Your crummy money habits are your problem. – Dave Ramsey




Dave Ramsey Quote - 5

The problem with your money is not mathematics. The problem is the idiot I shave with every morning. If I can get that guy to behave, he can be skinny and rich. You’ve just got to think differently. We need to modify behavior more than we need to modify mathematics. – Dave Ramsey

Dave Ramsey Quote - 6

Parents who let teens run around with unearned adult freedoms are naive and stupid. – Dave Ramsey



Dave Ramsey Quote - 7

Rich people and smart people would be in the line if the Lotto was a real wealth-building tool, but the truth is that the Lotto is a rip-off instituted by our government. – Dave Ramsey

Dave Ramsey Quote - 8

Your income is your responsibility. If you get to retirement with a mountain of debt and nothing to live on, it’s no one else’s fault. – Dave Ramsey



Dave Ramsey Quote - 9

When you run your money through a budget, it just works harder. It has more muscle. – Dave Ramsey

Dave Ramsey Quote - 10

Consider your buying motives. Why are you making this purchase? Is it something you need or want, or are you buying it to make someone else happy or to please the kids? No amount of stuff will ever give you contentment or fulfillment. – Dave Ramsey



Dave Ramsey Quote - 11

Look past the glitz and glamour and really see every product for what it is and what its benefits are for you and your family. – Dave Ramsey

Dave Ramsey Quote - 12

Discipline is hard, it hurts, and it requires sacrifice. Personally, I don’t like discipline but I love what discipline produces. – Dave Ramsey



Dave Ramsey Quote - 13

If you don’t make a plan for your money, someone else will. – Dave Ramsey

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Dave Ramsey Quote - 14

If you make some sacrifices, inject some discipline, and get intentional about winning with money, the future is wide open. – Dave Ramsey

Dave Ramsey Quote - 15

Money comes from work, not from other people, the government, or dumb luck. From an early age, your kids need to feel that emotional connection between work and money. – Dave Ramsey



Dave Ramsey Quote - 16

It is human nature to want it and want it now; it is also a sign of immaturity. Being willing to delay pleasure for a greater result is a sign of maturity. – Dave Ramsey

Dave Ramsey Quote - 17

Find something to do and do that with vigor until it is complete; then and only then do you move to the next step. – Dave Ramsey

Dave Ramsey Quote Collection

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